See Your Money.
Understand Your Life.

From connecting your accounts to planning your future — Clarzo is your AI co-pilot for clarity, growth, and peace of mind.

100%
Portfolio Clarity
4x
Smarter Rebalancing
10+
Asset Classes

Total Portfolio

● Live
₹24,87,350
↑ +12.4% this year
Equity
45%
Debt
30%
Gold
15%
FDs
10%
🤖
AI Insights Ready
Portfolio Health: Strong
📱
Groww
🏦
Bank FDs
📊
Zerodha
💰
PPF
🪙
Gold ETF

People Have Investments,
But No Clarity

Investments scattered across accounts and instruments. Low returns. No clear plan. Sound familiar?

  • Portfolio spread across apps, bank accounts, and instruments
  • No idea if you're getting good returns vs the market
  • Unsure which instruments are right for your goals
  • Rebalancing? Never done it.
💸
Idle money in low-return instruments
⚠️
Overexposed to risky assets unknowingly
🎯
Life goals slipping with no plan

Clarzo Turns Chaos into Clarity

Connect everything. See the big picture. Make smarter moves.

1
Step 01 — Create

Your Personalized Portfolio, Built for You

Tell us your financial goals, risk appetite, and timeline. Clarzo's AI creates a personalized portfolio suggestion tailored to your unique situation — not a generic template.

Suggested Allocation
📈Large Cap Funds35%
🏛Debt Funds25%
🪙Gold15%
🏠REITs10%
🔬Small Cap15%
2
Step 02 — Insights

Your Portfolio's Story — In Plain English

No financial jargon. Clarzo tells you exactly how your money is performing — last month, last year, and compared to the market. Clear, honest, actionable.

₹24.8L
+12.4% vs Nifty's +8.2%
1Y Return
Equity Performance+18.3%
Debt Returns+7.1%
Gold Returns+14.8%
💡 Your portfolio outperformed 78% of similar investors this year.
3
Step 03 — Ask Anything

Your Personal Finance Chatbot

Ask any question about your portfolio — in plain language. "Can I afford a new car?" "Am I saving enough for retirement?" Get instant, personalized answers.

Can I afford a ₹15L car without hurting my goals?
Clarzo AI
Based on your current savings rate and portfolio growth, you can comfortably afford a ₹15L car if you take a 3-year loan at ~9%. Your emergency fund stays intact and retirement goal stays on track. Want me to show the impact on your monthly cash flow?
Yes, show me the breakdown
4
Step 04 — Rebalancing

Stay Balanced, Stay Confident

Clarzo detects when your portfolio drifts from your ideal allocation and guides you back — for risk control and consistent growth. No guesswork required.

Current Allocation
Target Allocation
Equity 52% → 45%
Debt 22% → 30%
Gold 18% → 15%
FDs 8% → 10%
Suggestion: Move ₹1.2L from equity to debt funds for optimal balance

Beyond Portfolio Tracking

Track spending, map goals, manage family investments — all from one place.

All Instruments
🔗
Every Asset Class, One View
Connect and track everything you own — from stocks and mutual funds to real estate and government schemes.
📈 Stocks
📊 Mutual Funds
🥇 Gold & Silver
🏦 Fixed Deposits
Crypto
🏠 Real Estate
🏛️ PPF / NPS / EPF
💳 Bank Accounts
Spending
💳
Spending Behavior
Category-wise spend analysis, net credit/debit flow, and month/week-wise breakdowns from your bank accounts.
Food & Dining₹12,400
Subscriptions₹4,200
Shopping₹8,900
Goals
🎯
Goal Mapping
Align your investments with life goals — retirement, home purchase, kids' education, vehicle purchase. Track progress and stay on course.
🏠
Home Down Payment — 2027
62%
🎓
Kids Education — 2034
28%
🏖️
Retirement — 2048
15%
Family
👨‍👩‍👧‍👦
Family Investment Tracking
Combine household investments for a complete family net worth picture — yours, your spouse's, and your parents'.

Smarter with AI.
Stronger with Experts.

Sometimes you need more than AI. Clarzo connects you with certified financial planners for personalized strategies you can truly rely on.

  • SEBI-registered investment advisors
  • One-on-one video consultations
  • Goal-specific financial planning
  • Tax optimization strategies
RS
Rahul Sharma, CFP
Retirement & Tax Planning
★★★★★ 4.9
PM
Priya Mehta, CFA
Equity & Mutual Funds
★★★★★ 4.8
AK
Arjun Kapoor, CFP
Wealth & Estate Planning
★★★★★ 4.9

100% Safe and Secure

Your security and privacy are our top priority. We never sell your data.

🔒
256-bit Encryption
Bank-grade security
🛡️
SOC 2 Compliant
Enterprise-level trust
👁️
Read-Only Access
We never move your money

Got Questions?
We've Got Answers.

Everything you need to know about Clarzo.ai.

What exactly does Clarzo.ai do?

Clarzo.ai is an AI-powered personal wealth assistant that helps you track, manage, and grow your net worth — across investments, savings, loans, and family members. It gives you a single, clear view of your finances with smart insights and recommendations.

Is my financial data safe?

Yes. We use bank-grade encryption and industry-standard security. Your information is never sold, and you remain in full control of your accounts and access. We only use read-only access — we never move your money.

Does Clarzo replace a financial advisor?

Not entirely. Our AI provides personalized insights, portfolio tracking, and smart suggestions. But when you need deeper expertise, Clarzo connects you to certified financial planners for one-on-one guidance.

How is Clarzo different from other finance apps?

Unlike traditional apps, Clarzo gives you a 360° view of your wealth — across multiple banks, investments, and family members. Plus, it's conversational: ask "Can I afford a new car?" and get instant, personalized answers.

How much does it cost?

Clarzo offers a free version for basic tracking and insights. For advanced features like smart recommendations, family net worth tracking, and expert consultations, you can upgrade to our affordable premium plans.

Ready to Take Control
of Your Finances?

Join thousands of Indians building wealth with clarity and confidence.

Get Started Free →